Pennsylvania Cash Loan

Cash loans or payday loans are the same thing. They are small loans that provide help for those that need cash in a hurry. These types of loans are only short term and are usually only for $500. Sometimes, they may be as much as $1500. You can acquire a cash loan from The loan needs to be paid back to by the borrower's next paycheck. Unexpected problems such as car trouble, health problems, or late bills may arise, and you may not have the money to take care of them until the next time you are paid. can quickly give you a loan, so you have the money until you are paid.

Most payday lenders don't look at your credit score to see if you're eligible for a loan, so you don't have to be concerned if you have good credit. Instead, they use the information from your paycheck, which includes your gross and net pay and year to date totals to check your job stability. There are some lenders that require you to have direct deposit before you can get a cash loan. You may have to write a post-dated personal check to the lender for the entire amount of the loan and all applicable fees and finance charges. will deposit your personal check and pay off your balance when the loan is due. The lender will retain all the fees.

There are 15 states, which include Pennsylvania, that consider cash loans and any other part of the payday loan industry illegal. Pennsylvania has a post-dated check cashing legislation and an interest rate cap of 23.5 percent on all small loans. This prohibits any kind of payday loan. There isn't any new pending legislation.

Pennsylvania Cash Loan Cities
AbingtonBelle VernonErieNorristown
AmblerBethel ParkLancasterReading
AstonBloomsburgLevittownState College
Bala CynwydChesterMckeesportWest Mifflin
Beaver FallsDrexel HillMonroevilleWilliamsport
BedfordEastonNew CastleYork