Rates and Fees

A big question many people have about payday cash loans is how much they are going to cost. While is not in the cash loan business, you should know that all of our lenders set their own standards and have their own requirements when it comes to payday cash loans. Loan terms, fees and APRs are all determined by the specific lender and can vary greatly depending on your personal credit history and current income.

If you are approved for a cash loan it is very important to fully review and understand your loan agreement before signing it. By law, all lenders must notify you of all fees, APRs and rates in writing before you enter into a loan contract.

Payday cash loans differ from conventional loans in that they have quicker repayment times, sometimes two weeks. Expect to pay higher APRs due to the fact that you receive the loan proceeds in a very short period of time (within one business day and most cases) and applicants can have both a low credit score and poor or little to no credit history.

If you find that you need to renew a loan because you are unable to fully repay it by the initial due date, you will most likely have to pay additional fees and penalties for the privilege of extending your loan agreement. Each lender has its own specific policy regarding loan renewals. You should review this information prior to signing a loan agreement. does not make loans, but we strongly encourage consumers who use our referral service to consider carefully before entering into a loan contract.

It is your responsibility to read and understand the contract you are signing and also to live up to the terms of the agreement. If you have doubts about having the money available to repay your loan at your next payday, please consider other sources of credit which may be more favorable to your financial situation. If you are unable to repay your loan, the lender may start collection proceedings against you. You should review the terms and conditions as defined in your loan agreement. If you have any questions or concerns, contact your lender directly.

An important point to remember is that you are under NO obligation to accept a payday cash loan offer. Until you sign the actual loan agreement, you have the right to refuse the loan. If you are unsure about any aspect of your loan agreement or feel your questions have not been addressed properly, you may simply decline the loan. You can always re-apply from our secure website and be matched with another lender. prides itself on helping consumers with emergency financial needs find lenders who can help them through these tough situations. However, we do not lend money or make cash advances and have no role in the decision making process.

We strongly believe that consumers should be fully aware of all the facts relating to payday cash loans and encourage anyone using our referral service to review and understand any loan offer they receive from a lender. You should be confident in your ability to repay your loan in a timely manner.

Our goal is to match you with a reputable lender who can assist you with your loan needs- not add to your financial difficulties. Please give careful consideration to your personal financial situation before entering into any loan agreement.