Oklahoma Cash Loan

Many families across the United States are living paycheck to paycheck, and Oklahomans are no exception. As a result, the smallest unexpected expense can send them into a financial emergency. Because of these unexpected expenses, payday lending and cash loans are a thriving industry across the state and across the country.

What if you had a flat tire and couldn't simply have the tire repaired. Since you cannot buy a new tire on a payment agreement, you'd have to have the money up front. However, you can't drive on the spare tire for a week. If you know that you will have enough extra money to pay for the tire when you get your next paycheck, you have found a situation where a cash loan makes sense.

If you decide to get a cash loan or payday loan through, you can get a single payment loan of $1,000 or less. Since payday loans do not require a credit check, you will not be denied because of poor credit. With an Oklahoma cash loan, you show the payday lender a copy of your current paycheck stub. The gross and net amounts will help determine the amount for the payday loan, and the year-to-date earnings are used to ensure that your job is stable.

When you get a cash loan or payday loan through, you simply write a post-dated check for the loan amount plus fees of between 10 and 15% of the loan total. The check will become due on your next payday, between 12 and 45 days from the day that you get the loan. Additionally, Oklahoma has certain laws to protect both the payday lender and the consumer. You may only have one Oklahoma cash loan out at one time, and you will need to pay the loan in full before you get another loan.

Oklahoma Cash Loan Cities
AnadarkoChickashaGroveOklahoma City
AvantClevelandHenryettaPonca City
Broken ArrowEdmondLawtonTulsa
CatoosaEl RenoMooreYukon