Iowa Cash Loan

Many people across the country including Iowa live paycheck to paycheck. When an unexpected financial emergency arises, they don't have the money to take care of it. Iowa is one of the states where residents need a solution to this problem. Cash loans or payday day loans from can give consumers the money they need till their next paycheck. This type of loan is a single payment that's usually under $1000.

For example, if your car breaks down and you don't have the money to fix it, then a cash loan from can help you by lending the money you need right away. You won't need to wait until your next paycheck to fix your car. If you're a resident of Iowa, you can get an Iowa cash loan without worrying about your credit rating. doesn't go by your credit rating to see if you're eligible for a loan. They do require that you have steady employment and obtain a regular paycheck. Some lenders may also require you to have direct deposit at your job. This makes it easier for the lender to process your application quickly, so you can receive your loan as soon as possible.

Iowa has specific laws for an Iowa cash loan. These laws are necessary to regulate the payday loan industries, which benefit both the lender and the borrower. The laws include a maximum timeframe of 31 days for the borrower to pay back the loan. Applicable fees are not allowed to exceed 15 percent of the first $100 and 10 percent of the remaining balance, which would be $10 for each $100. Rollover or paying the balance of one cash loan with another is also not permitted. Two cash loans can be taken out at a time, but the balance can't be over $500 for one lender.

Iowa Cash Loan Cities
AlgonaCentervilleFort DodgeMarshalltown
AmesClintonFort MadisonMason City
AnkenyCoralvilleGlenwoodMissouri Valley
BrandonCouncil BluffsIowa CityNewton
BurlingtonCrestonIowa FallsOttumwa
CarrollDavenportKeokukSioux City
Carter LakeDenisonLe MarsUrbandale
Cedar FallsDes MoinesMaquoketaWaterloo
Cedar RapidsDubuqueMarionWest Des Moines