Cash Til Payday offers payday loan applications through their website at http://www.loanmartusa.com. If they receive your payday loan application and are able to verify it before 9 pm MST, your money will be direct deposited into your checking account the next business day. The www.loanmartusa.com site allows you to check the status of your loan application online. Additionally, you can get information on your loan due date, and you will get emails about your loan. Cash Til Payday is a subsidiary of Dollar Financial Group, Inc., one of the world's largest companies to provide retail financial services that are outside of the typical services provided by a bank or other financial institution. Dollar Financial Group, Inc. has continued to provide fast and reliable service at their retail locations for over 30 years. Now they are extending their service online with Cash Til Payday.
First time applicants will need to scan their supporting documentation, including their most recent bank statement, a blank voided check, their most recent pay stub, and a copy of a government issued identification card such as a driver's license. There may be cases where additional information will be required. In this case, Cash Til Payday will notify the applicant on what other information is needed. If you have previously gotten a payday loan through Cash Til Payday, you may not be required to submit additional information. State law will determine whether you need to resubmit the supporting documentation.
Most of the time, your loan application will be approved or denied when your loan application is submitted. However, you will not receive the money from your loan until you have digitally signed your application and Cash Til Payday has been able to verify your application information. Additionally, before submitting your loan application, you will need to digitally sign a copy of your loan agreement. The loan agreement contains detailed information on the terms and conditions for your payday loan. You will want to make sure that you fully understand the terms and conditions outlined in the loan agreement. If you have any questions, you can reach Cash Til Payday by telephone at 866-354-2274 or by email at [email protected].
Note, unlike other payday loan applications, if you receive a payday loan through www.loanmartusa.com all payments must be electronically debited from your checking account. When you fill out your loan application and they direct deposit your payday loan into your checking account, you are authorizing Cash Til Payday withdraw your loan payment from your checking account. However, this does not mean that you cannot make arrangements to refinance or roll over your payday loan.
State law determines whether you can roll over your payday loan by paying the interest and fees, or refinance your loan entirely. If you do not know your state law, you can contact Cash Til Payday by telephone at 866-354-2274, or by email at [email protected], or you can check the disclosures page on the www.loanmartusa.com website to find the specific laws in your state. In addition to giving you the information on whether your loan can be refinanced or rolled over, they will be able to help you refinance your payday loan.
Applying for a loan through Cash Til Payday is fast and easy. However, to get your loan approval, you need to meet the following requirements. You must be over 18 years old and have a steady job or other source of income, including Social Security benefits. You must have a checking account in your name, and the ability to have funds direct deposited into your account. You must have a valid cell phone number and email address. The final requirement is that you must live in a state where Cash Til Payday has a license to operate. If you can say yes to all of the above requirements, you can get a loan through Cash Til Payday, contingent on any state laws that may apply. Some states limit the number of payday loans you can have at one time.
When you get a loan through Cash Til Payday, your loan will be due on your next payday. If you get paid monthly, your loan will be due in 14 days instead of on your next payday, though there are cases that loan terms are up to 24 days. In California, loan amounts are in increments of $10, ranging from $20 to $225. In Arizona, loan amounts are also in increments of $10, but the loan amounts range from $50 to $500. In both cases, the annual percentage rate for the loan will vary according to the length of the loan and how much you borrow.