AAA Payday Cash

AAA Payday Cash

AAA Payday Cash Ratings & Reviews

4 ⁄ 5
3 ⁄ 5
4 ⁄ 5
Use Again
4 ⁄ 5

AAA Payday Cash has costly loans!

This company gets away with charging you absurd amounts of money on your loans. For instance....I got a loan for $1000, and I took the loan out for 2 weeks and had to pay $250 on top of the $1000 back to them. Not too sure if this is a normal tax on their part of if I got ripped off. But either way, that is too high of a fee for me to be paying on a short term loan like this.

Service: 3 Cost: 1 Funded: 3 Use Again: 3

Fast online cash advance with AAA Payday Cash

This was the quickest cash advance I've ever seen or heard of....It took me less than 5 minutes to fill out the forms, and I had money in my account later that day. Of course I could go into a location somewhere and get cash in hand, but I wanted to try the online method, it worked and I am happy with the results.

Service: 5 Cost: 5 Funded: 5 Use Again: 5

AAA Payday Cash is a Utah-based online quick loan company for individuals who need a short-term loan of extra cash. For those who live from paycheck to paycheck, quick loan companies like AAA Payday Cash are one answer to help these customers deal with unexpected financial setbacks. The company offers fast loans that the customer can expect to see in his bank account in 24 hours in most circumstances. No background credit checks are required. AAA Payday Cash has simple requirements for loans which allow the customer to receive the cash he needs with a minimum hassle. Over 88% of online applications are approved, including those applications coming from military personnel, which form a large segment of AAA Payday Cash customers.

AAA Payday Cash is based online and is available to all customers as long as they abide by Utah legal statutes regarding financial institutions. All loan applications and transactions are completed through the internet or phone. The company offers secure internet transactions to prevent fraud, identity theft, and other problems that can occur when dealing with money online. The customer is encouraged to browse the privacy policy and security features of AAA Payday Cash.

The business ethos of AAA Payday Cash follows their advertized Core Values, including Customer Service, Building Relationships, Achieving Excellence, and Obeying the Law. They further advertize their services as being discrete, which may be a bonus for customers who may feel sensitive about their financial situation. Finally, the company promises not to harass customers with email spam, advertisements, and unwanted pop-ups and promotionals. The customer retains the option to turn down all these features.

In order to sign up for a loan, the customer simply creates a log-in username and password, and applies for his desired amount. AAA Payday Cash allows applicants from $100 up to $1,000 in a single loan, as long as he can meet the requirements. To qualify, the customer must meet the following prerequisites. He must currently hold a job that he has had for at least 90 days. He must have a current checking account that has been open for at least 90 days. He must have a direct deposit option. Finally, he must have a monthly minimum net income of at least $1,000. If the customer can meet all these requirements, he can apply online and expect to see the loan money in his bank account within 24 hours. Approval is fast and the money transaction is completed automatically.

AAA Payday Cash charges an interest rate of $25 per $100 loaned. This is an average loan rate for fast-cash companies, and offers a minimum loan time of 7 days with a maximum of 31 days. The customer has several options for repaying the loan, with the simplest being an automatic withdrawal from his bank account that AAA Payday Cash arranges. The customer can change the details for this kind of payment to suit his individual needs if necessary. In addition, he can choose to get an extension on his loan if he cannot pay it off by the due date. Extensions are granted to customers who can pay at least the amount of interest accumulated up to that point. Extension interest rates are $25 per $100 of the balance rolled over. Up to four extensions are offered to the customer. If the customer wishes, he can pay back the loan early as well, as long as he contacts AAA Payday Cash three days prior to the arrangement. The customer may then be entitled to a refund or discount on any remaining interest fees. It is important that the customer contact AAA Payday Cash early when applying for an extension, because the company requires at least 2 days notice before the due date of the loan to approve an extension request. Loans are automatically set to be paid back on the customer's payday, but the customer can make other arrangements if he requires.

AAA Payday Cash advertizes a secure socket layer (SSL) technology on their website to protect the financial information of their clients. Although all internet-based financial transactions come with an inherent level of risk, AAA Payday Cash has placed the necessary measures to make customer information as secure as possible. The company will not disclose private information other than that necessary to complete the transaction. For example, they will check the customer's employment and banking situation for approval of loan applications.

No fax machine is necessary to apply for cash with AAA Payday Cash, but the company can be reached in three different ways. All transactions can be completed online, and they can be reached for details and questions via email, fax, or their phone line. Simply email them at [email protected] or call 866-606-LOAN (5626). Their fax number is (866) 472-3714. Both numbers are toll free. Finally, customers can submit online questions and comments on a form on the website. Check out their website at for complete company information.